5 Loans to Buy a Home with Less Than 5% Down Payment

Buying a home doesn’t mean you need a 20% down payment! There are several loan options that make homeownership more attainable, like FHA loans with just 3.5% down, VA and USDA loans with zero down, and even conventional loans starting at 3%. Plus, many state and local programs offer extra financial help. The best part? There’s likely a solution that fits your unique situation.