Buying

Buying a home is an exciting experience, but it can feel a bit overwhelming if you don’t have the right information. Check out these helpful resources about the home-buying process. When you’re ready, give Dagmara Kubisiak Realty Group a call at (201) 757-9159 to tour available homes in Monmouth County, Middlesex County, Union County, Bergen County, Essex County, and surrounding areas.

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Buying

The 2-1 Buydown: What it Is & How it Works

When mortgage rates spike, buyers and sellers feel the pressure. Sellers are hesitant to get their properties off the market, as supply is low but home value has declined. Buyers feel uncomfortable closing on a home with high interest rates.

To address both parties’ concerns, the temporary 2-1 buydown option brings relief.

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Buying

Avoid These Top Homebuyer Mistakes in Today’s Market

No one likes making mistakes, especially when they happen in what’s likely the biggest transaction of your life – buying a home.

That’s why partnering with a trusted agent is so important. Here’s a sneak peek at the most common missteps buyers are making in today’s market and how a great agent will help you steer clear of each one.

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Buying

How To Find The Best Homedeals In Your Area

A Google search isn’t going to cut it. Finding a great home deal requires some expert sleuthing. In addition to a valuable partnership with a real estate pro, here are some tips that can put you on the right track. HOW TO FIND WHAT’S FOR SALE There are a few places to begin your journey.

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Buying

What Credit Score Do You Really Need To Buy a House?

By Keeping Current Matters When you’re thinking about buying a home, your credit score is one of the biggest pieces of the puzzle. Think of it like your financial report card that lenders look at when trying to figure out if you qualify, and which home loan will work best for you. As the Mortgage Report says: “Good

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Buying

What Every Homebuyer Should Know About Closing Costs

Before making the decision to buy a home, it’s important to plan for all the costs you’ll be responsible for. While you’re busy saving for the down payment, don’t forget you’ll want to prep for closing costs too.

Here’s some helpful information on what those costs are and how much you should budget for them.

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Buying

Mortgage Rates: Past, Present, and Possible Future

If you’re hoping to buy a home this year, you’re probably paying close attention to mortgage rates. Since mortgage rates impact what you can afford when you take out a home loan – and affordability is a challenge today – it’s a good time to look at the big picture of where mortgage rates have been historically compared to where they are now. Beyond that, it’s important to understand their relationship with inflation for insights into where mortgage rates might go in the near future.

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