Thinking about moving this summer? The key is to plan ahead! Start your home search in January to beat the spring competition, go under contract by March, and get your keys in May—just in time to enjoy the summer in your new home. With the right timing, your move can be smooth and stress-free. Ready to make it happen? Let’s get started!
My clients started their home search feeling confident, but I always recommend inspections—and this time, it paid off. We uncovered hidden issues that could’ve cost thousands, but a quick $800 inspection helped us renegotiate and save big. Thinking of skipping it? Think again. Let’s make your next move a smart one!
Thinking about relocating to the New Jersey suburbs? Whether you’re seeking a quick NYC commute, more space and privacy, or a vibrant community with top-rated schools, there’s a town here that fits your lifestyle. Commuter-friendly spots like Hoboken, Jersey City, and South Amboy offer affordability and access to the city, while towns like Sayreville, Mendham, and Colts Neck give you the space and quiet many dream of—without straying too far from major highways. And if you’re all about community charm, great schools, and local amenities, Ridgewood, Summit, and Westfield deliver in all the right ways. Let’s find your perfect New Jersey home!
Wondering how much you really need to buy a home? Here’s a quick breakdown: You’ll typically need a down payment of 3%–20%, which comes out to $12,000–$80,000 on a $400,000 home. Then there are closing costs, usually around 2%–5% of the purchase price—so think $8,000–$20,000. While not required, it’s also smart to have an emergency fund with 3–6 months of expenses to cover any surprises. Pro tip: There are assistance programs that can help lower these upfront costs—talk to a trusted real estate agent (like me!) to find out what’s available.
Make sure to SAVE this reel! Keep your finances on track and set yourself up for success 🔑🏡
Waiting for lower rates might seem wise, but it can actually cost you more in the long run—lower rates often spark more buyer demand, drive up prices, and create stiff competition. While you’re on the sidelines, home prices could climb and you’ll miss the chance to start building equity. Instead, focus on what fits your budget now—you can always refinance if rates drop later.
Why not invest that money in your own future? With home-buying opportunities in 2025 on the horizon, now’s the time to start planning! Stop paying off someone else’s house and start building your own 🏡
Start thinking outside the box! 🤪 Which hack are you trying first?
By making extra payments, you can cut down on that 30-year mortgage, save on interest, and build equity faster! Even small additional payments can make a big difference over time 🏠💸
Ever wondered what’s behind your credit score? 📊 From payment history to new credit inquiries, every detail has an impact. As a real estate agent, I see firsthand how a strong score can help buyers secure better mortgage rates. Let’s make sure your score is working for you—not against you!
(201) 757-9159
Cell: (201) 757-9159
Office: (732) 536-9010 ext. 228
dkubisiak@kw.com
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